Dear Mary: After many years of dealing our automobiles in and upgrading each time, we’ve got a large 2019 Chevy fuel guzzler. We owe $33,335 for a zero-percent loan.

The top value, based on the Kelley Blue Book web web site, is $22,930 whenever we offer to an exclusive party and $19,510 as a trade-in.

My spouse doesn’t think we could get free from this. We actually regret most of the bad alternatives we made and could be prepared to drive something much cheaper. We just have actually $3,400 in our crisis fund. Exactly what are our alternatives?

Continue reading Everyday Cheapskate: Upside-down within an SUV and much more →